The Ford Stock Fund is a unitized account that is comprised exclusively of Ford Motor Company common stock except a small portion of the fund is invested in cash or a cash equivalent or other short term investments to provide . threatening to harm employees or others), Lack of adequate text (e.g., symbols, emojis and random letters), Reviews on the product and not the customers Sales or Service experience, Ford Credit onlineAccount Manageris the easiest way to pay your bill, keep tabs on your account and chat with us if you have questions. Account Manager gives you the ability to:, To register for online access you will need your account number, which is provided with the first billing statement. A-X-Z Plans: 1-800-348-7709. Differences in account size, timing of transactions and market conditions prevailing at the time of investment may lead to different results, and clients may lose money. Retirement, Planning . If a spouse's earned income put's your jointly filed Adjusted Gross Income into the 25% tax bracket you should take advantage of the pre-tax savings until your AGI will fall in the 15% bracket. I am a CPA in Wisconsin. ***SYNC Connect, an optional feature on select 2017-2018 model year vehicles, is required for certain features. Is it necessary for you to click on the new user now? addyf4435737d08476d2ad5ab1627c522999 = addyf4435737d08476d2ad5ab1627c522999 + 'mainstaycapital' + '.' + 'com?subject=Ford 401(k) Question'; The Ford Motor Company provides considerable discounts and other incentives to all current and retired Ford workers and retirees when they purchase Ford automobiles. Meaning, you withdraw money to help with a purchase of a new home, as we still had another home and wouldn't get that equity until the house sold, so penalty is that you CANNOT MAKE any contributions to your account for 1 year after the hardship withdraw, and this is on top of paying the taxes. You can register at www.myfordbenefits.com by following these instructions. You need JavaScript enabled to view it. MyFordBenefits enables all Ford employees and retirees to access comprehensive information on their union at Ford Motor Company, both historical and present. After your initial visit, you should modify your login information. Ask Benefits questions via real-time Chat feature (select Click to Chat under Chat Online! The purpose of this website is to provide the public with general information about the services offered by our investment management firm. or call us toll-free 1-866-444-6246. No action is required on your part. At least you were able to keep putting away the money somewhere, you're absolutely right about having to have both retirement and savings put aside. one that will cover however much money you need to take out "net." this is my first post so be kind to me. Ratings and reviews are provided by customers who have either purchased a vehicle or visited a dealership for service. There are two programs under which an employee may be eligible. Ford Offers Vacation and Training Periods. Ford personnel and/or dealership personnel cannot modify or remove reviews. A footnote on his statement says: " units in the Ford Stock Fund represent approximately 13499.2725 equivalent shares of Ford Common Stock at $6.73 per share. To begin, navigate to the MyFordBenefits official login page at www.myfordbenefits.com. TESPHE. from the Live Help section). Select the Register Retiree Health Benefits sticker on the Ford Benefits main page. If you have a valid email address, you will get a confirmation email. You may utilize the web portal to get all the benefits/information/details of your Ford service provided on this site called MyFordBenefits. Our service has detected that English is used on the page, and neither this language nor any other was claimed in or tags. To proceed, click the New User option on the home page. We can provide a comprehensive Retirement Income Analysis, help evaluate "what-if" scenarios, and assist in making informed decisions concerning any buyout offer. Enter your social security number and date of birth in the following window and click Next. You contribute to this account with your own money. The Roth feature within a 401(k) plan allows employees the flexibility to tax diversify their income sources for retirement by directing savings among designated Roth, traditional pre-tax, and/or after-tax contributions. 50% of websites need less resources to load. This is why we do an annual evaluation of our retirement programs to ensure that they continue to provide appealing alternatives that match the needs of our retirees. Ktp1989 Professional . We didn't consider the TESPE loan because we didn't know what to expect from the transfer from the St. Louis plant to KCMO plant & we where not willing to use all of our savings. 95% of small business's fail in the first five years, mostly because of funding issue's. Each new group will have a 90 day election period in which to make their decision. Format your HTML in a way that enables crawlers to better understand your apps content. This benefited them in a number of ways. Posts: 565. If you have questions on how this new Roth 401(k) option may be best utilized in your personal situation, feel free to contact us toll-free at 18664446246. There are significant benefits to the current and future diversification of holding a combination of taxable, tax-deferred (pre-tax), and tax-free (Roth) accounts. Rather have my family get any extra $ than the government mismanaging it. However, the new funds are collective trusts, not mutual funds. Hey sinkinfast not ALL hourly should fund roth's first. This page needs HTML code to be minified as it can gain 1.5 kB, which is 14% of the original size. To discuss this recent fund removal, our insight into the change, or how it may impact your investment allocation, contact us toll-free at 1-866-444-6246. Remeber that point when you stop the deductions. For those evaluating a buyout offer, there are important factors to consider: Mainstay Capital Management is a fee-only, independent investment advisor that provides portfolio management and retirement planning services as well as counsels hundreds of Ford employees on buyout offers. This fund will not be replaced with a new investment option. Ford Credit is always here to help. What should I do with the assets in my TESPHE? Actual fuel-consumption and range will vary. I don't know if this fund qualifies as "company stock". You have to have both a retirement and a savings. To get access to this site, new users must create an account on the MyFordBenefits login page; this is a relatively straightforward process. You can log onto the AXZ site using your MyFordBenefits login credentials. Please contact us to discuss this important topic with one of our Certified Financial Planners before the deadline in two weeks. Employer Verified. Our model portfolios are based upon our G/P/S Investing(tm) methodology. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. Married filing jointly AGI 15% federal is $63,700 for 2007 before you hit the 25% federal bracket. The company match will continue on a pre-tax basis without affecting the pre-tax threshold. All changes are effective January 2, 2015. TheFord Order Tracking System Is No Longer Available. . Enter the username and password you created during the registration process at www.myplan.ford.com. To begin, navigate to www.wslb2b.ford.com/default.cgi. Myfordbenefits.com needs all CSS files to be minified and compressed as it can save up to 126.9 kB or 85% of the original size. Your action is required to establish new login and security access for your Ford SSIP or TESPHE account. To finish your account registration, click the Next button and follow the on-screen instructions. Below you will find articles of interest as well as news and updates to Ford employee and retiree benefits. For retirees who enrol in MyFordBenefits, follow the guidelines below: If you are a new user, simply follow the instructions above and the procedure for new users will be displayed at www.myfordbenefits.com. Like I said I didn't expect the NO CONTRIBUTIONS for a year part (and when we found out it didn't leave us much time for other options) besides have you seen the ridiculously high interest rates with a second mortgage. var addy_textf4435737d08476d2ad5ab1627c522999 = 'Mainstay' + '@' + 'mainstaycapital' + '.' + 'com';document.getElementById('cloakf4435737d08476d2ad5ab1627c522999').innerHTML += ''+addy_textf4435737d08476d2ad5ab1627c522999+'<\/a>'; All staff can communicate with one another. Contact Mainstay toll-free at 18664446246 to discuss the impact these changes may have on your portfolio. David Kudla, CEOMainstay Capital ManagementRings the Opening Bell at theNYSE on July 3, 2017, David Kudla, CEOMainstay Capital ManagementRings the Closing Bell at theNasdaq on March 29, 2017. The election period to select a payment option for both the Ford salaried employees AICP (Annual Incentive Compensation Plan) Bonus payout and the Ford hourly employees Profit Sharing payout is February 11ththrough February 19th. TESPHE stands forTax-Efficient Savings Plan For Call the benefits rep for the number, I joined almost 2 years ago and it's the best move I've ever made with my money. For salaried employees, Ford will continue to match $.80 on the dollar up to 5% of base salary as long as you maintain your payroll contributions throughout the year. 2016 CLEAR FINANCIAL ADVISORS, LLC | Legal, Ford Motor Company 401(k) Investment Guide and Free Model Portfolios, Tax-Efficient Savings Plan for Hourly Employees 401(k), Guide to Managing Your Ford MotorSSIP / TESPHE / FRP 401(k) Plan. MyFordBenefits.com is a Ford Motor Company retirement program. Ford is offering special separation/retirement programs to eligible UAW-represented Ford hourly employees company-wide. \you get penalized for taking your money out EVEN for a hardship. Brokerage services provided by TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC. Most importantly it will completely eliminate "PBGC risk" - the risk that monthly pension payments are someday reduced by the Pension Benefit Guaranty Corporation. at 241-9491. Ford treats its employees like family and offers a variety of insurance options. The money can even be directly deposited directly into your checking account if you want. You must make your choices within 31 days after the date of your retirement. No vendors, fleets, or other entities are welcome. Note that we don't accept cheques. Of course you do. It's not always how much you can earn on your money but how much you can avoid getting taxed in the higher bracket. Ford, Plan, Tax . It is highly recommended that content of this web page should be compressed using GZIP, as it can save up to 7.4 kB or 68% of the original size. Other changes include the addition, removal, and replacement of various fund options. Sorry for the long story. Otherwise Myfordbenefits.com can be misinterpreted by Google and other search engines. Ford Motor Company announced an increase in the company match for the Savings and Stock Investment Plan (SSIP) effective July 1, 2013. Ford Motor Company is an equal opportunity employer committed to a culturally diverse . Sign in or Register using Ford Single Sign-On. Canada: Ford Motor Company of Canada Ltd. If this is your first time to any of the Ford web sites listed above, click here . Forgot Username. Pension Lump Sum Frequently Asked Questions, Roth 401(k) - Frequently Asked Questions, "Why Investment Choices In Your 401(k) Might Change", Interest Income Fund Update Change in Credit Rate Process, "Automotive workers seek advice on buyouts", Ford to Drop Fidelity Magellan from Employees' 401(k) Plan, Getting Personal: Financial Planning Before The Buyout, Consider financial future before accepting buyout. ), as well as employees of organisations or groupings of organisations. Visit ourIn The Newssection to review recent articles discussing pension lump sum payments or call Mainstay toll-free at18664446246to discuss your personal situation. Has adopted several environmental measures, including CNG automobiles, hybrid vehicles, and electric vehicles. (This will assist you in setting up your MyFordBenefits account; continue reading). The Decision Guide offers some suggested steps to help you navigate through the decision process. If you forget or lose your MyFordBenefits login and password, simply follow the easy steps below to reset and retrieve them. Eligible Child Benefits Application (OQMC), Fatal accident and administrative offenses insurance. Each Ford Motor Company employee and retiree is assigned four unique personal identification numbers (PINs) that they may use or gift to family members to purchase Ford automobiles under the AXZ plan. If you are new to Mainstays Ford HSA model portfolios, or are getting caught up, please use Oppenheimer Main Street Small & Mid Cap as an alternative fund. Among its strengths are its people resources, which contribute to the companys success. Mainstay Capital Management recommends that all Ford salaried employees contribute at least 5% in order to take full advantage of the company match. In fact, the total size of Myfordbenefits.com main page is 456.8 kB. Welcome to your. It's easy! Keep in mind, the IRS limit for pre-tax contributions can not exceed $17,500 for 2013 (or $23,000 if age 50 or older). I am not an idiot but how many of you actually knew that if you withdraw from your TESPE for ANY hardship you where penilized by NOT BEING ABLE TO CONTRIBUTE FOR A FULL YEAR TO YOUR OWN DARN RETIREMENT ACCOUNT!!! By accessing this system, I acknowledge that it contains information that is Confidentialand Proprietary to Ford, its affiliates, dealers, and suppliers, and that I am responsible for maintaining the securityand confidentiality of the information and shall use it only for purposes authorized by Ford. I would look for something in the mail on Monday. Proudly Representing Our Members since 1965. HTML content can be minified and compressed by a websites server. 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